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Ecommerce Payment Processing

Accept and process online store payments in real-time using Credit Cards, eChecks, PayPal, Google Checkout, Amazon Checkout and Gift Certificates. Accept offline payments like Store Credit, COD, Purchase Orders, mailed checks and more.

Real-Time Credit Card Processing

Use any of the dozens of approved payment gateways to process credit card payments in real-time. If you do not have a merchant account or payment gateway, Spark Pay can assist you in obtaining one or you can fast track this through Spark Pay Merchant Services.

Merchant Services

Use our turnkey credit card processing solution. It is seamlessly integrated into your shopping cart software which makes it very easy to use. Safe, easy, and secure.

Custom Payments Methods

Custom Payments Methods Process credit cards manually offline, or within your accounting system. Offer custom payment methods such as mailed checks, store credit, COD, purchase order and more.

Gift Certificates

Use the tools within Spark Pay to build, sell and redeem Gift Certificates on your web site! Gift Certificates can be auto-generated either one at a time or in batches for valued customers or promotional campaigns.

Split Payments

At checkout, customers can use multiple payment methods to complete the order. For example, the customer could redeem a gift certificate, then use one or more credit cards for partial payment, and even apply customer rewards points to the balance if available.

Checkout by Amazon

Enable Amazon customers to checkout from your site using their account. This payment method allows customers to complete purchases quickly and conveniently, without ever leaving your website or having to re-enter shipping an payment information. When you use Checkout by Amazon, customers will be presented with a screen allowing them to select either the standard checkout process, or Checkout by Amazon. Spark Pay has full support for Checkout by Amazon.

Pay with Loyalty Rewards Points

Using the Spark Pay rewards system to reward purchases with points, you can allow points to be redeemed as methods of payment. This is optional, but a great sales tool. All points used as a method of payment are deducted from the customers available points.

Google Checkout & Google Wallet

Google Checkout allows merchants to process sales via shoppers with a Google Wallet Account. Google Wallet makes online shopping easy by providing a single login for purchases across the web.Google Wallet accepts major credit and debit cards, including VISA, MasterCard, American Express, and Discover. Spark Pay has full support for Google Checkout. When shoppers browse your site, Google Wallet's streamlined checkout process helps lower cart abandonment and persuade even casual shoppers to buy. If shoppers have used Google Wallet in the past, they can simply enter their Google Wallet login email and password to complete purchases from you without having to reenter payment and shipping information each time.


PayPal is the fast, easy, secure way to get paid online. Whether you choose to offer PayPal as a payment method, or use our payment processing or payment gateway solutions, you can enjoy an 18% sales increase and a 14% savings on credit-card processing costs.* Plus, when you add PayPal as a payment option, you add trust and credibility to your site and tap into millions of active buyers who look for the PayPal way to pay. *Based on a study by IPSOS in Q2 2010, a side-by-side comparison of PayPal's processing fees vs. competitors' processing fees.