Use Spark Pay to turn your smartphone or tablet into the coolest payment-accepting machine on the block. Just sign up and download the free app to your device. Once you've done that, we'll put your free, encrypting card reader in the mail. If you just can’t wait to get started, you can enter payments manually from your customers before your card reader arrives.
The Spark Pay encrypting card reader protects your customers' data like Fort Knox. And since you're connected to a top 10 U.S. bank, you can rest assured that you'll get your money in two business days.
Live support, seven days a week means a Spark Pay team member is ready to answer any question you throw our way (within reason—we can't tell you the meaning of life after all).
Need help with your account, card reader, or our app? Our expert service and sales teams are ready to help, 9 AM to 9 PM ET, Monday through Friday, and 9 AM to 5 PM ET, Saturday and Sunday.
Just give us a call at 877-231-7547. And you do-it-yourselfers can search for answers online in our comprehensive FAQs, email us at firstname.lastname@example.org, or send us your questions on Twitter @askcapitalone.
Creating custom receipts? Yep. Analyzing sales? Check. Synchronizing multiple devices with multiple users and access levels? Absolutely. Get all that and more with tools from Spark Pay that help you run your business efficiently.
Accept Payments from:
Taking payments is easy as pie with Spark Pay's free mobile app. It scans bar codes, lets you add tips, tracks inventory and sends digital receipts to your customers so you can process all those transactions in seconds.
Our app also syncs with the online system in real-time so if you don't have your card reader with you, you can manually enter payments with a few pushes of a button.
Get the Spark Pay app today—fully optimized for AndroidTM, iPhone® and iPad®!
Skip the contracts and expensive hardware and choose the pricing plan that fits your needs best with Spark Pay.
And, for a limited time, we'll waive the fees on the first $1,000 you transact in the first 30 days.Sign Up for Spark Pay
1.95% Per Swipe
$9.95 Monthly Fee
2.70% Per Swipe
$0.00 Monthly Fee
Accept Payments from:
Free Card Reader
Powerful Account Management
Great Customer Service from Real People
Create Custom Deals
Small business owners aren't your average customer, which is why we created Spark Business. In addition to providing banking products that simplify your finances and help you manage your cash flow, Spark Business comes with straightforward help from real people when you need it - ensuring you and your business get the attention you deserve.
Now, with Spark Pay, we have another way to help you realize the limitless potential of your business. Spark Pay is more than a secure, convenient way to accept payments from anywhere. It's a complete service that works behind the scenes to help you track sales, manage inventory across channels with Stitch Labs integration, and offer your best deals to your best customers.
Plus, setup is easy, support is a call or click away, and the pricing is clear and simple.
Have questions? We're here to support you and answer any questions you have, just drop us a line at email@example.com or call us at 877-231-7547.